Performance Delta

Track day guides · Before you book

Track day insurance

Why your road policy probably won't cover you, and what specialist track day cover usually does and doesn't include.

Most standard car insurance policies exclude use on a race circuit, including track days. If something goes wrong on track and you're not covered, you could be paying for the repairs yourself.

Check your own policy

Read your policy wording or ask your insurer directly whether track days are covered. A few policies (often on performance cars) include a limited number of track days; most don't.

Specialist track day cover

Other people's cars

Track days usually run on the basis that drivers accept the risks of driving on a circuit. Organisers' terms explain their own position - read them when you book.

This is general information, not insurance advice. Speak to an insurer or broker about your own situation.

A general guide. Your organiser's and circuit's own rules always come first - check them when you book.

Ready to go? Find track days near you, with drivers of your car, passenger seats and garage shares.Log in to get started

More guides